Financial Literacy, the 'Guy from Last Year,' and My In & Out List for 2025

I opened Spent and saw the words “disease of the spirit” and "Financial Literacy." The latter two words I'd somehow never paired together before. It reminded me of the first time I saw "Porn Literacy"

If I were Hemingway, I would start this post by saying that the warmest summer I ever spent was a December in Austin, Texas.

I'm writing to you from my porch. The disco balls are catching and reflecting light from the sun all around me. I'm wearing shorts, a bucket hat, and an oversized T-shirt—none helping prevent the mosquitos from nibbling on me. The …